DVC Financing Calculator

Estimate your monthly payment on a DVC resale contract

How DVC Financing Works

A DVC financing calculator estimates your monthly payment when financing a Disney Vacation Club
resale contract, based on purchase price, loan term, credit tier, and down payment. Our DVC financing partners
offer 5- to 12-year loan terms, with rates ranging from 11.9% APR for excellent credit profiles.

Financing Calculator
Purchase Price of Contract
$
Estimated Closing Costs
$
Loan Term
5 yrs60 mo
7 yrs84 mo
10 yrs120 mo
12 yrs144 mo
Credit Score
Down Payment
— — —
Estimated Monthly Payment —
Interest Rate17.90%
Loan Term12 years
Purchase Price of Contract—
Down Payment—
Total Loan Amount—
Disney's Contract Administration Fee$500.00
Estimated Cash to Close—
* Any deposit made to your broker will be a credit towards the total cash to close due.
FAQ's

Frequently Asked Questions

What credit score do I need to finance a DVC resale contract?

Our loan partners offer financing across a range of credit profiles, from no-credit-check options up to excellent-credit rates as low as 11.9% APR.

How much of a down payment is required?

Down payments on DVC resale financing typically range from 10% to 20% of the purchase price, depending on the loan term you select.

What loan terms are available?

DVC Resale contracts can be financed over 5, 7, 10, or 12-year terms. Longer terms lower your monthly payment but increase total interest paid.

Are there additional fees when financing a DVC contract?

Yes - Disney charges a $500 contract administration fee on all DVC Resale transfers, due at closing regardless of financing.

Can I use this calculator before choosing a contract?

Yes - enter any estimated purchase price to compare monthly payment and down payment scenarios before you start browsing DVC resale listings.