DVC Resale vs Direct – Financial Savings

DVC Resale vs. Direct – Financial Savings

DVC Resale Experts - Grand Floridian FountainPicture a magical Disney vacation at your home away from home, one that includes larger & more comfortable accommodations, such as one, two and three bedroom vacation villas with all the comforts of home, like fully equipped kitchens and a washer & dryer.  This is what DVC resale members enjoy year after year, at a fraction of the cost of non-DVC members and even those that bought direct.

These magical Disney experiences don’t have to cost you a fortune. As a DVC member buying resale, Disney accommodations are offered to you at extremely discounted rates of around 70% off Disney’s rental rates. You’ll experience Disney vacations with huge savings, as well as the exclusive perks that come with DVC membership.

These additional perks of being a Disney Vacation Club (DVC) member buying resale include RCI access (over 4000 resorts worldwide), Top of the World Lounge, pool hopping, complimentary parking, as well as all the benefits you receive when staying on Disney property (Extra Magic Hours, Transportation between Disney theme parks, and Disney Springs).

DVC Resale Makes Financial Sense – It Saves You Money

Typically, DVC members break even after only 5 to 7 vacations. And if you purchase your membership via DVC resale, you’ll hit the break-even point much sooner since your purchase price through DVC resale would be significantly lower than direct. In fact, buying your points through DVC resale costs around 30% to 50% less than when you buy direct through Disney.

Many people want to debate that DVC members aren’t considering the cost of the annual dues when evaluating how DVC saves them money.  That couldn’t be further from the truth and we’ve done some math to show you, taking the dues over the lifetime of the membership into account.  We break it down in a blog post and show two examples…one where a DVC member buying resale saves nearly $1,200 per night, and another where they save nearly $490 per night.  See how we broke it down here: 



You save even more than you think, and those savings grow greater over time!

  • DVC Resale Experts - Grand Floridian LobbyUnlike a conventional stay at a hotel or resort, DVC members don’t pay a resort tax. In Orange County, Florida, this saves you 12.5%. Disney Vacation Club members automatically accrue savings that can be better used on other vacation activities.
  • What’s better than the instant savings you experience with DVC membership? Creating a hedge against inflation!  Disney hotel and resort rental prices tend to double every 10 years.  Today, deluxe resort prices are roughly $500 per night for a hotel room. 10 years from now, make that $1000 per night.  In 20 years, $2000 per night. At this rate, in 20 years, just 5 nights in a deluxe resort could be the same cost you pay for your DVC membership today.
  • As a DVC member, you’ll have peace of mind knowing that your points are not subject to currency exchange. When you’re traveling outside of the US, through the RCI exchange network, you don’t have to consider currency fluctuations.
  • Members create a legacy of Disney vacation savings they can pass down to their family.  This allows your future generations to experience all of the Disney Vacation Club perks and savings for years to come.

DVC membership makes financial sense! But does buying Resale really save me that much more money?

Compare for yourself. The savings is substantial.  DVC Resale Experts will save you thousands compared to buying direct. The table below shows the comparison between current DVC resale prices versus Disney’s direct prices.

Resort Direct Disney Vacation Club Price Resale Price (2021 / 2022 Avg. Resale Prices) Difference Per Point (Direct – Resale) Percentage Savings with Resale
Animal Kingdom $200 $127 $73 37%
Aulani $207 $119 $88 43%
Bay Lake Tower $245 $163 $82 33%
Beach Club $265 $160 $105 40%
Boardwalk $230 $139 $91 40%
Boulder Ridge $190 $118 $72 38%
Copper Creek $225 $156 $69 31%
Grand Californian $310 $265 $45 15%
Grand Floridian $255 $185 $70 27%
Hilton Head $155 $76 $79 51%
Old Key West $200 $121 $79 40%
Polynesian $250 $163 $87 35%
Riviera Resort $207 $146 $61 29%
Saratoga Springs $200 $125 $75 38%
Vero Beach $140 $73 $67 48%

*Direct prices are DVC’s published rates and do not account for DVC direct promotional discounts.

Ok, but what about the Disney Vacation Club Resale Restrictions? Does it still make financial sense and save me money? 

DVC Resale Experts - Villas at Grand FloridianDisney Vacation Club resale contracts can save you thousands of dollars as opposed to buying direct, but some restrictions apply. Here at DVC Resale Experts, we want you to know all of the restrictions when buying resale, and provide you with all of the information you need to analyze what will be the best value for you and the way you travel. Most find that the discounts don’t come close to adding up to the savings when buying DVC resale.  And even most direct DVC members who can use points for cruises find that it’s not a good value. For details, please read these three posts:

How Many DVC Points are Disney Cruises?  Is it a Good Value?

DVC Resale Restrictions – Limited Membership Extras for New DVC Resale Members, but Resale is Still a Better Deal!

DVC’s 2019 Resale Restrictions and How it Affects You.

For questions and clarification regarding the benefits of buying DVC Resale and how restrictions may impact you, please reach out to one of the friendly guides at DVC Resale Experts by calling 844-DVC-FANS (382-3267), or email us at Info@DVCResaleExperts.com.