A Disney Vacation Club contract is often bought by two people planning many happy trips together. When a marriage ends, or when siblings, partners, or friends who own a contract together stop agreeing about it, the question becomes how to handle the contract. Annual dues keep coming either way.

This guide explains how selling a jointly owned DVC contract works, what to expect when a divorce is involved, and how to keep the process moving. It is general information, not legal advice, so involve your attorney in any decision about dividing property.

Every Owner Has to Sign

Disney's rule is simple: "all parties (buyers and sellers) must sign the resale contract to be a valid contract for sale," according to Disney Vacation Club's resale FAQ. If two people are on your deed, both need to be on board and both need to sign. One owner cannot sell the contract alone.

That makes cooperation the most important part of the process. If you and your co-owner agree on selling, the sale itself is straightforward. If you do not agree, the decision usually has to be settled between the owners, and an attorney can explain your options.

When a Divorce Is Involved

There are two common paths for a DVC contract in a divorce.

Option 1: Sell the Contract and Split the Proceeds

This is often the cleanest option. Both spouses stay on the deed, both sign the resale contract, and the net proceeds are divided according to your settlement or decree. Neither spouse has to keep paying dues, and neither has to buy the other out.

Option 2: One Spouse Keeps the Contract

If the contract is awarded to one spouse, the deed needs to be changed. According to DVC Title & Escrow, both parties must still sign the deed when property goes to one spouse, and a copy of the divorce decree is needed to confirm the contract was awarded to the right person. You will also need your original deed. An attorney or estate planning professional can advise on how to hold title.

Whichever route you choose, the terms of your divorce settlement come first. Your attorney can tell you how the contract should be treated and whether a sale needs to happen before or after the decree.

Dues Do Not Wait for the Decree

Disney requires members to keep paying their annual dues until the sale closes. If your divorce takes months, the dues for the year still need to be paid, and an unpaid balance can hold up a sale. Agree in writing with your co-owner on who pays dues in the meantime, and keep records. See our annual dues guide for current figures by resort.

How Long Does a Sale Take?

Plan on about four to eight weeks from signed contract to closing. Disney's Right of First Refusal review is usually the longest part, typically around 30 days. After ROFR is waived and the documents and buyer's funds are in, closing generally takes less than a week. Proceeds are paid after the documents are complete and the buyer's funds have cleared.

In our own tracking, Disney's ROFR responses in October 2026 averaged about 17 days, and Disney exercised its right on only 2 of 100 contracts. See our ROFR stats for the latest numbers.

Tips for a Smooth Sale With Two Sellers

• Get on the same page about price. A free valuation gives both owners the same market-based number to work from.
• Gather your deed and documents early. Co-owners often have different copies. Locate the original deed before you list.
• Sign remotely if you live apart. Closing documents can be signed with a remote online notary from anywhere, according to DVC Title & Escrow, so owners in different cities do not need to meet.
• Settle the dues question first. Decide who pays what until closing, and put it in writing.
• Know the costs. Disney charges a $500 Contract Administration Fee on resale contracts signed on or after January 1, 2026, and the resale contract spells out who pays closing costs, dues, and commissions. Our seller closing costs guide explains what to expect.

We Handle Sales With Multiple Owners Every Day

Our agents are former Disney Vacation Club Guides, and we work with couples, families, and co-owners in every situation, including difficult ones. We keep communication clear and respectful for everyone on the deed, and our commission is 9%, due only at closing.

Request a free, no-obligation valuation and we will walk you and your co-owner through what to expect. You can also contact our team with questions.

DVC Resale Experts is a licensed real estate broker with a team that specializes in resale DVC. Whether you're adding on points, buying or selling Disney Vacation Club, the Experts can help you find the right price to place a bid with or list your contract for. Our independent, licensed real estate agents are former Disney Vacation Club Guides. They have decades of pixie dusted experience selling DVC and delight in providing excellent service to their clients. The Experts have seen it all and are happy to answer your questions throughout the process.

See our resale DVC listings for a look at real time availability and pricing.

DVC resale prices can pleasantly surprise Members interested in selling. Ready to sell? Get in touch for a complimentary valuation of your specific contract today.

This article is general information and not legal or tax advice. Consult a licensed attorney about your situation. DVC Resale Experts is not affiliated with, endorsed by, or sponsored by The Walt Disney Company or Disney Vacation Club.

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