The dream of being a Disney Vacation Club owner is one shared by many. Annual Disney vacations? So many families are already going to the happiest or most magical place on earth every year. Ownership just makes sense if you're a regular at deluxe resorts. You can save thousands by becoming a Member instead of booking regular rooms for your trips. The upfront cost of being a DVC Member might be overwhelming to think about. What does it actually cost to own DVC though? It's priced differently at each of the different home resorts. How much is Bay Lake Tower DVC? We're zooming in on just that property to go over the different prices you might pay for points depending on how you buy.

How much is DVC at Bay Lake Tower at Disney's Contemporary Resort?

Who wouldn't want to stay next to Magic Kingdom on their Walt Disney World Resort vacation every year? Bay Lake Tower at Disney's Contemporary Resort is a popular choice among the resorts at Disney World. The DVC building opened in 2009. The thing about the price of DVC is that it differs tremendously based on where, which resort, and how, direct or resale, you buy. Purchase points from Disney and you may be eligible for extras like discounts but you'll usually pay a lot more overall. Buy resale, from a Member selling their contract, and you can typically get a fantastic rate. So does it make sense to buy DVC from Disney directly? This is a personal preference based on how you plan to use the Membership and how you like to spend your vacation days.

Read more about the perks: What Do You Lose If You Buy DVC Resale?

When buying at Bay Lake Tower specifically, many consider it to be a better value than some of the other home resorts. That's because it's one of the original 14 DVC home resorts. This puts it in a different category when it comes to resale restrictions. You're able to use DVC resale Bay Lake Tower points to book at any of the other original 14 DVC home resorts as well. This is based on availability, of course.

How Much is Bay Lake Tower DVC?

First note that Disney Vacation Club prices change. We see direct per point prices go up every year or so. On the DVC resale market, prices fluctuate. Resale DVC per point prices also depend on the number of points on the individual contract. We see contracts with more points sell for less per point. Basically, if you buy a small contract you can expect to pay a little more per point.

In 2025, Bay Lake Tower at Disney's Contemporary Resort is selling for $275 per point directly from Disney. 

Prices for all home resorts are not listed on the Disney Vacation Club website. Instead, the resorts Disney is actively selling are promoted front and center. Currently that's The Cabins at Disney’s Fort Wilderness Resort, The Villas at Disneyland Hotel, Disney’s Riviera Resort and Aulani, Disney Vacation Club Villas, Ko Olina, Hawaiʻi. For other resorts that are considered "sold out," you will need to inquire with Disney for pricing information and availability.

At the start of 2025, Bay Lake Tower resale per point prices are around $130 on average.

One of the pros of resale Disney Vacation Club contracts is the transparency. You're able to shop listings online and see pricing with ease. This can help you land the contract of your dreams.

How much are Bay Lake Tower annual dues?

Annual dues are a part of Disney Vacation Club ownership no matter how you buy. How much is Bay Lake Tower DVC? To get the complete answer you have to consider what you will pay in maintenance fees too. These are paid every year, or monthly if the owner prefers, and they typically go up a bit each year. Here are the last 5 years of annual dues for Bay Lake Tower owners.

YearBay Lake Tower Annual Dues2021$6.902022$7.082023$7.432024$7.592025$8.02

Disney Vacation Club annual dues are paid by the point, meaning the more points you have the more you pay in annual dues. Let's look at how much the 2025 Bay Lake Tower annual dues for different point values cost.

Bay Lake Tower Point Value 2025 Annual Dues Per Point Cost

Amount of Points2025 Bay Lake Tower Annual Dues50$401.00100$802.00150$1203.00200$1604.00250$2005.00

Consider financing in Bay Lake Tower DVC costs

With Disney Vacation Club, it's possible to buy a contract outright or to finance it.

If you buy direct from Disney, you have the option to finance through Disney or an outside company. If you buy resale DVC, financing through Disney isn't an option but you can choose where and how you finance. With resale and direct, Vacation Club Loans, a partner of DVC Resale Experts, is an option.

If you finance your Membership, your interest rate will determine how much extra you pay in fees. In this purchasing scenario, the per point cost of Membership, plus annual dues and finance costs will determine how much Bay Lake Tower DVC actually costs. 

Is Disney Vacation Club worth it at Bay Lake Tower?

Disney says this of Disney Vacation Club: "Membership can provide incredible value, with savings of up to 50% on future Disney Vacation Club accommodations." We know the savings with resale are even greater. Maybe you've always wanted to stay at deluxe resorts but it didn't make sense financially. Disney Vacation Club could make it possible.

Something else to consider with value is the length of a DVC contract. How long is Disney Vacation Club Membership? Each resort has its own expiration. Bay Lake Tower expires in 2060. That means you have decades left to enjoy those firework views at this property.  

DVC Resale Experts Can Help

DVC Resale Experts is a licensed real estate broker with a team that specializes in resale DVC. Whether you’re adding on points, buying or selling Disney Vacation Club, the Experts can help you find the right price to place a bid with or list your contract for. Our independent, licensed real estate agents are former Disney Vacation Club Guides. They have decades of pixie dusted experience selling DVC and delight in providing excellent service to their clients. The Experts have seen it all and are happy to answer your questions throughout the process.

See our resale DVC listings listings for a look at real time availability and pricing.

Get in touch for a complimentary valuation of your specific contract to sell DVC.