So you love Disney vacations. Whether it's delightful dishes like the 'Ohana noodles bringing you back or a ride on one of your favorites like Soarin', Disney Vacation Club might be something to consider. The Disney timeshare is a point based vacation ownership opportunity. Members purchase the amount of points they think will suit their travel needs based on point chart information. DVC is priced per point. Usually, the more points you purchase, the longer you can stay each year. So how much is Disney Vacation Club? That will depend on a few different choices you make including the resort that's considered your home, how many points you buy and whether you buy from Disney directly or purchase a resale DVC contract.

You can calculate the cost of DVC by multiplying the per point price at a specific home resort by the number of points you want to purchase.

Then add the annual dues for that home resort to get an overall estimated cost.

Disney Vacation Club cost = number of points x per point price + annual dues

How Much is Disney Vacation Club in 2023?

Because the cost of Disney Vacation Club is different at each resort, there's a different question we're answering. How much is Disney Vacation Club at each home resort?

Here's an example of how to calculate the cost of Disney Vacation Club. At the home resort choice of Bay Lake Tower at Disney's Contemporary Resort, the per point price when you buy from Disney Vacation Club directly is $275. If someone wants to buy 150 points, the contract would cost $41,250 from Disney.

On the DVC resale market, the prices for Bay Lake Tower at Disney's Contemporary Resort are much lower. As of early 2023, Bay Lake Tower resale contracts are averaging around $161 per point in price. That's more than $17,000 in savings when you buy resale. Prices for each contract vary but you will probably find contracts with more points cost a little less per point. There is also the option to potentially negotiate with resale DVC which is not the case when you buy from Disney. You can keep up with DVC average resale prices each month in our regular series.

Annual dues cost the same whether you buy from Disney directly or purchase resale from a Member who is selling their contract. This is basically a maintenance fee Members pay each year. Each resort has its own annual dues per point price. Bay Lake Tower is $7.43 per point in annual dues right now. For 150 points, that would be $1,114.50 for the year in 2023. Members can anticipate annual dues going up a little bit each year. For context, the original DVC resort started at $2.51 at 1991 and has still only reached $9.36 today more than 31 years later.

How Much Disney Vacation Club Costs at Each Home Resort

Disney Vacation Club Home ResortDVC Average Resale Price Early 2023Direct From Disney Price Early 2023Resale DVC Savings Per PointDisney’s Animal Kingdom Villas$125$210$85Aulani, Disney Vacation Club Villas$99$217$118Bay Lake Tower at Disney’s Contemporary Resort$161$275$114Disney’s Beach Club Villas$165$275$110Disney’s BoardWalk Villas$129$240$111Boulder Ridge Villas at Disney’s Wilderness Lodge$108$215$107Copper Creek Villas & Cabins at Disney’s Wilderness Lodge$161$250$89The Villas at Disney’s Grand Californian Hotel$221$320$99The Villas at Disney’s Grand Floridian Resort$163$217$54Disney’s Hilton Head Island Resort$66$165$99Disney’s Old Key West Resort$106$205$99Disney’s Polynesian Villas & Bungalows$153$250$97Disney’s Riviera Resort$131$217$86Disney’s Saratoga Springs Resort$109$205$96Disney’s Vero Beach Resort$68$150$82

How Much Can You Save with DVC Resale?

Buying a resale Disney Vacation Club Membership can help you save a lot of money on your future vacations. Resale Disney Vacation Club contracts, those sold by Members, can save you thousands and provide the same great Deluxe hotel stays. In order to see how much you can save with DVC resale, multiply the DVC resale savings per point in the chart above by the number of points you would like. A 150 point contract at Disney's Saratoga Springs Resort might be $14,400 less depending on the current market. DVC Members who buy a resale contract have the same deed expiration as everyone else at each home resort. They also pay the same amount for annual dues. It's the initial per point price that's hard to beat when it comes to resale.

Disney Vacation Club Goes Up in Price Annually

The thing you should know about Disney Vacation Club is that the price continues to change. Like everything else, the price of DVC has gone up over time. Those who bought early on at the first DVC resort got an unbelievable value compared to what they would pay today. Those points are worth much more now.

What's fascinating, though, is that Members buying today are still getting a great value on Deluxe tier Disney hotel stays when compared to renting a room every year. The price of Disney Vacation Club is related to how much it costs to book a room at Disney. Room rates have not only gone up with natural inflation but Disney has also gotten much more expensive over the years. We see Disney Vacation Club raise prices every year. Some home resorts go up more, and more often, in price than others.

Research Resale DVC to Make Sure It's a Good Fit

DVC resale may not be for everyone. There are some restrictions and slight differences that make it something to consider depending on your preferences. Disney Vacation Club resale buyers aren't eligible to receive special DVC discounts or access to exclusive events or spaces. If you are an Annual Passholder or Disney Chase Visa card holder, you already have comparable discounts. The events Disney Vacation Club offers, like Moonlight Magic, are neat but limited in capacity and sometimes require an additional purchase. 

While DVC is very flexible and allows you to use your points to stay at different resorts, if you purchase resale at Disney's Riviera Resort you can only use your points to book there. Those who purchase resale anywhere but Riviera, can't use their points to book at Riviera. It seems this may be the new way at every home resort moving forward. However, every Disney Vacation Club addition is not considered a new home resort. The Polynesian is getting a new DVC tower and it seems that it will be part of the existing home resort. So that means resale DVC Members should be able to freely book those new rooms. We'll find out for sure closer to opening.

How Many More Points with DVC Resale

DVC resale opens up Disney Vacation Club ownership to more people thanks to its lower prices. It's also possible to buy resale and get more points with the same budget. Owning more points means longer stays or stays during peak times or stays in bigger accommodations.

Let's say your budget for DVC is $30,000. You love Disney vacations, you've done the math and see that it's possible for you to save by becoming a Member. You want to get the best possible value at your favorite resort, stretching your dollar as far as you can while not exceeding $30,000. Sticking with Bay Lake Tower as our example, let's see how far the per point prices mentioned above will get us on this budget.

At $275 per point from Disney directly, $30,000 could purchase around 109 points.

At $161 per point on the DVC resale market, $30,000 could purchase around 186 points.

Keep in mind there may be some other costs upfront to include in your budget.

So how much can that many more points enhance your annual trip? For context, the 2023 point chart for Bay Lake Tower shows a Standard Deluxe Studio would cost 97 points for a week in the slowest time period which is September. For this same room, the next price tier travel period would cost 109 per week. At all other times of the year, a Member would need more than 109 points to stay for a week. The DVC resale points for this budget go much further. With 186 points at Bay Lake Tower, a Member could stay for a week at any time of the year. During slower travel periods when points go further, it's possible to stay much longer on 186 points or in much grander accommodations.

DVC Resale Experts Can Help You Find a Great Deal

DVC Resale Experts is a licensed real estate broker with a team that specializes in resale DVC. Whether you’re adding on points, buying or selling Disney Vacation Club, the Experts can help you find the right price to place a bid with or list your contract for. Our independent, licensed real estate agents are former Disney Vacation Club Guides. They have decades of pixie dusted experience selling DVC and take pride in providing excellent service to their clients. The Experts have seen it all and are happy to answer your questions throughout the process.

DVC resale prices can pleasantly surprise potential members. See our resale DVC listings for a look at real time availability and pricing. If you don’t see the contract you’re wishing for, join the DVC Resale Experts Buyer Wish List to be contacted when one magically appears on the market. Ready to sell DVC? Get in touch for a complimentary valuation of your specific contract today.