How Much Does Disney Vacation Club Cost Per Month?

a building glows with lights behind the marina at the Polynesian resort

Becoming a Disney Vacation Club Member can save you a lot of money on deluxe resort hotel stays at Disney destinations. The savings is a major reason many people join to begin with. Making memories, new attractions debuting, different restaurants opening and the nostalgia is some of what keeps people coming back every year. With resale DVC, people can save even more. Many Members have some combination of direct and resale points to suit their vacation needs. You might be wondering about the price of DVC and planning to join. This kind of lifestyle change comes with lots of questions. What does the Disney timeshare cost? How much does Disney Vacation Club cost per month? How much does Disney Vacation Club cost per month at each of the different resorts? There is a big difference in price depending on the home resort you choose.

If you’re working with a smaller budget, knowing the exact monthly payment amount is a crucial piece of information. Know that the best way to get an accurate estimate of what Disney Vacation Club costs per month is to inquire about financing if you’re not paying outright. However, we can look at most of the different factors that help determine price.

How Much Does Disney Vacation Club Cost Per Month at Each Resort?

The monthly cost of Disney Vacation Club will vary greatly depending on the details of your contract. Smaller contracts at certain resorts can be much more affordable than others. You can also splurge and buy a lot of points for longer stays or larger accommodations.

The biggest determining factor of the monthly price of Disney Vacation Club is whether you take a loan out to pay for it or not. If you pay cash for the contract, you will only have annual dues left to pay. Annual dues can be paid monthly or for the year if you prefer to pay once annually. If you take out a loan to buy Disney Vacation Club, you will have a monthly loan payment and annual dues to pay. 

How much are Disney Vacation Club loan payments?

The best way to get an accurate answer regarding what you might pay each month is to talk to a loan specialist. With interest rates changing all the time and loan payment amounts depending upon the total borrowed, the answer is different for everyone. Knowing your monthly budget and considering annual dues monthly payment amounts can help you determine how much you have left. This can help you decide how many points to buy or what contract is the right fit for you. 

For example, let’s make up a number and say you don’t want to spend more than $500 per month on DVC. If you know the annual dues cost per month, subtracting that from $500 gives you an idea of what kind of loan payment seems like a comfortable number. Looking at DVC resale listings can give you an idea of current pricing on the resale market and talking to a loan professional clarify your possibilities.

Boardwalk Resort entrance white building with Boardwalk in big gold letters over an arch
How much does Disney Vacation Club cost per month? The answer varies based on the cost of annual dues at your resort.

Disney Vacation Club Annual Dues Monthly Cost

Annual dues can be paid by the month or for the whole year. Below is the amount annual dues cost per point for each resort.

When DVC maintenance fees 2024 come out, taking a look at those will give you an idea of how these numbers will change for the next year. For a look into how much these maintenance fees have been in the past, see the DVC historical annual dues by resort.

Disney Vacation Club Resort2023 Annual DuesAnnual Dues cost per 100 pointsAnnual Dues cost per 200 points
Disney’s Animal Kingdom Villas$8.81$881$1762
Aulani$9.14$914$1828
Bay Lake Tower at Disney’s Contemporary Resort$7.43$743$1486
 Disney’s Beach Club Villas$8.17$817$1634
Disney’s BoardWalk Villas$8.53$853$1706
Boulder Ridge Villas at Disney’s Wilderness Lodge$8.51$851$1702
Copper Creek Villas & Cabins at Disney’s Wilderness Lodge$7.92$792$1584
The Villas at Disneyland Hotel$9.06$906$1812
The Villas at Disney’s Grand Californian Hotel$8.04$804$1608
The Villas at Disney’s Grand Floridian Resort$7.33$733$1466
Disney’s Hilton Head Island Resort$10.73$1073$2146
Disney’s Old Key West Resort$9.36$936$1872
Disney’s Polynesian Villas & Bungalows$7.95$795$1590
Disney’s Riviera Resort$8.50$850$1700
Disney’s Saratoga Springs Resort$7.86$786$1572
How much does Disney Vacation Club cost per month? Annual dues are a big part of the equation.

How much is DVC per point at each home resort?

DVC is priced per point. The more points you buy, the more it costs. You use the points to book a hotel stay. It’s also good to know when you buy a bigger contract, the cost per point is usually a little lower.

Disney Vacation Club ResortDVC Average Resale Price 2023Direct Price 2023
Disney’s Animal Kingdom Villas$111$210
Aulani, Disney Vacation Club Villas$100$217
Bay Lake Tower at Disney’s Contemporary Resort$140$275
Disney’s Beach Club Villas$137$275
Disney’s BoardWalk Villas$120$240
Boulder Ridge Villas at Disney’s Wilderness Lodge$97$215
Copper Creek Villas & Cabins at Disney’s Wilderness Lodge$148$250
The Villas at Disneyland Hoteln/a$230
The Villas at Disney’s Grand Californian Hotel$254$310
The Villas at Disney’s Grand Floridian Resort$159$230
Disney’s Hilton Head Island Resort$68$165
Disney’s Old Key West Resort$88$205
Disney’s Polynesian Villas & Bungalows$147$250
Disney’s Riviera Resort$130$217
Disney’s Saratoga Springs Resort$100$205
Disney’s Vero Beach Resort$60$150
Per point DVC prices are multiplied by the number of points on the contract to determine the overall price.

DVC Resale Experts Can Help

How much does Disney Vacation Club cost per month for what you want? DVC Resale Experts is a licensed real estate broker with a team that specializes in resale DVC. Whether you’re adding on points, buying or selling Disney Vacation Club, the Experts can help you find the right price to place a bid with or list your contract for. Our independent, licensed real estate agents are former Disney Vacation Club Guides. They have decades of pixie dusted experience selling DVC and delight in providing excellent service to their clients. The Experts have seen it all and are happy to answer your questions throughout the process.

DVC resale prices can pleasantly surprise Members interested in selling DVC. See our resale DVC listings for a look at real time availability and pricing. Ready to sell DVC? Get in touch for a complimentary valuation of your specific contract today. There may be someone waiting on our Buyer Wish List for a contract just like yours.  

A bronze colored statue of Ariel the little mermaid next to a Disney Vacation Club sign
Disney’s Beach Club Villas is a Disney Vacation Club resort next to Epcot.

How Much Does Disney Vacation Club Cost Per Month FAQs

Do DVC annual dues go up every year?

It is common to see DVC annual dues go up at least a few cents every year. The maintenance fees need to keep up with inflation and other rising costs. Disney Vacation Club justifies raising annual dues with an explanation and break down each year. For more, see how much do DVC dues go up each year?

How many DVC points do I need?

Knowing when you might visit, where you want to stay and what kind of room you need can help you decide the number of points you need. The minimum amount of points Disney Vacation Club will let you buy directly from them is 100. The minimum amount of points you need to purchase from Disney Vacation Club directly in order to qualify for all Membership Extras like discounts and exclusive events is 150. 

With resale, there is a lot more flexibility. Not only does your dollar go further but you can buy smaller contracts. On the DVC resale market we regularly see small contracts come through. Thinking you would like to start out with just 50 or even 30 points for quick stays? It’s possible with resale.

On the other hand, you may need a lot of points if you have a large family, want private bedrooms for travelers in your party or want to stay at peak times like the week of Christmas. 

The Disney Vacation Club point charts will help you see how many points you need to stay different places at different times throughout the year. Point charts shift a bit each year based on variables like different school breaks and holidays changing dates.

Does your home resort matter?

Your home resort does matter when you buy Disney Vacation Club. Buying the lowest priced resort for the price alone is not the best option. You get a booking advantage at the resort you buy your points from. This means you can book with your points eleven months out at your home resort. If eligible, you can use your points to book at other resorts seven months out. When you book at your home resort you get the best availability. This is why it’s best to carefully consider which DVC home resort is right for you. Especially if you have a limited timeframe when you can travel.

Disney Blogger Nicole and Disney CEO Bob Iger

Sparkly Nicole

Nicole is a native Floridian who attended the University of Central Florida and decided to call the land of theme parks home. She’s been sharing magical tips, tricks and Orlando travel and tourism favorites online for over a decade.

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